How can Rust Consulting stay in business?

Their performance in paying settlement checks re the mortgage foreclosure scandal is abominable.  They failed to deposit the money they were given by us, thus their checks bounced.  They have a major problem with addresses yet they refuse to accept address change requests except in writing even though Rust has the correct address on their file. Here's a classic illustration of their stupidity: a law firm that was not even in the mortgage or foreclosure business got a settlement check for a woman it never heard of, and was then given a 30-minute run-around by Rust when it asked what it should do.  The envelope in which the checks are sent looks like junk mail.

Yves Smith has a litany of Rust's failures, which the OCC and the Fed seem to have accepted as being okay.  Read it and weep.